Terms of Sale

1. My copyrighted e-books are for the personal use of the purchaser only. Therefore:

You may not make copies for others in any way.
You may not provide others with any access information (including, but not limited to, download links or registration numbers).
You may not "share," "give," "lend," "loan," or otherwise transfer the e-book to anyone else. Sharing/giving/lending/loaning an e-book is legally equivalent to stealing it. By purchasing an e-book, I grant a license for a single person (you) to access the book.

2. Reproduction, transmission, or publication of the content in any manner, without express permission of the publisher, is prohibited. To generate my books took many years of effort in obtaining an education, research, and writing. Therefore, if you copy any of my e-books or other copyrighted material in any way or otherwise provide others with access to the content of any material copyrighted by me, you are stealing something from me that took an enormous effort and expense to generate. Therefore, if you steal from me in this way, or violate my copyright in any way, you agree that I may steal from you, too. In other words, I can legally take or seize your property without limitation—which is fair, considering that: a) you're the one who "started this fight" (so to speak), and b) you never asked for, or obtained, my permission to steal on a limited basis. Therefore, do not steal or copy my e-books in any way, or permit others to do so, unless you want to give me the permanent right to seize your home, bank accounts, future wages, and other assets.

3. I reserve the right to use any technological means to deter, investigate, and prosecute any violation of these Terms of Sale, and you agree to fully cooperate with any such means.

4. You understand and agree that I reserve the right to modify or discontinue, temporarily or permanently, any product or service at any time with or without notice to you. You agree that I shall not be liable to you or any third party for any modification or discontinuance of any item or service currently offered for sale.

5. CONNECTIVITY: You understand and agree that I have no obligation to provide you with the means to connect to any of my web sites or to use them in any way, including but not limited to viewing or otherwise accessing the content of my e-books. You are solely responsible for obtaining Internet access through a suitable computer. Furthermore, you understand and agree that I have no obligation to assist you if you cannot utilize my sites or e-books through their normal user interface, regardless of whether your inability is caused by a physical, mental, or other disability.

6. DISPUTE RESOLUTION: If there is any dispute involving any item or service, you agree that the dispute will be governed by and construed in accordance with the laws of Malaysia without regard to the conflict of law provisions of Malaysia or your actual state or country of residence. This agreement shall not be governed by the United Nations Convention on Contracts for the International Sale of Goods, the application of which is hereby expressly excluded.

7. EARNINGS DISCLAIMER: The author and publisher of this Ebook and the accompanying materials have used their best efforts in preparing this Ebook. The author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of this Ebook. The information contained in this Ebook is strictly for educational purposes. Therefore, if you wish to apply ideas contained in this eBook, you are taking full responsibility for your actions.

EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND IT'S POTENTIAL. EVEN THOUGH THIS INDUSTRY IS ONE OF THE FEW WHERE ONE CAN WRITE THEIR OWN CHECK IN TERMS OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS AND TECHNIQUES. WE DO NOT PURPORT THIS AS A “GET RICH SCHEME.” ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE VERIFIED UPON REQUEST. YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, YOUR FINANCES, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS. MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARDLOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARDLOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE. ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSES, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties. As always, the advice of a competent legal, tax, accounting or other professional should be sought. The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in this Ebook. All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose. This Ebook is © copyrighted. No part of this may be copied, or changed in any format, sold, or used in any way other than what is outlined within this Ebook under any circumstances.

8. GENERAL: You certify that you have read and that you agree to be bound by the terms and conditions in this agreement. If any provision of the agreement is found by a court to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the agreement remain in full force and effect. The failure of PendapatanLumayan.com to enforce any right or provision of this agreement shall not constitute a waiver of such right or provision. The section titles in this agreement are for convenience only and have no legal or contractual effect. These Terms of Sale constitute the entire agreement between you and PendapatanLumayan.com with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. Any waiver of any provision of these Terms of Sale will be effective only if in writing and signed by PendapatanLumayan.com. You hereby consent to the exchange of information and documents between us electronically over the Internet or by e-mail, and that this electronic Agreement shall be the equivalent of a written paper agreement between us.

If you violate any of the above terms of sale:

1. You automatically forfeit your right to receive future editions of the e-book.

2. You agree to defend, indemnify, and hold me and my website (PendapatanLumayan.com), its officers, directors, employees, agents, subsidiaries, affiliates and any other related third parties, harmless relative to any liabilities, damages, losses, costs, and/or expenses, to include reasonable and actual attorney fees, directly or indirectly relating to or arising out of your violation of any of these Terms of Sale.

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